个人住房公积金贷款利率及万元还本息金额表  2002年.起执行

年份

月数

月利率(‰)

年利率(%)

月还款额

本息总额

总利息

1
12
3.000
3.60
到期一次还清
10360.000
360.000
2
24
3.000
3.60
432.471
10379.306
379.306
3
36
3.000
3.60
293.464
10564.696
564.696
4
48
3.000
3.60
224.005
10752.241
752.241
5
60
3.000
3.60
182.366
10941.938
941.938
6
72
3.375
4.05
156.680
11280.942
1280.942
7
84
3.375
4.05
136.918
11501.141
1501.141
8
96
3.375
4.05
122.125
11724.046
1724.046
9
108
3.375
4.05
110.645
11949.653
1949.653
10
120
3.375
4.05
101.483
12177.953
2177.953
11
132
3.375
4.05
94.007
12408.937
2408.937
12
144
3.375
4.05
87.796
12642.597
2642.597
13
156
3.375
4.05
82.557
12878.924
2878.924
14
168
3.375
4.05
78.083
13117.905
3117.905
15
180
3.375
4.05
74.220
13359.529
3359.529
16
192
3.375
4.05
70.853
13603.784
3603.784
17
204
3.375
4.05
67.895
13850.657
3850.657
18
216
3.375
4.05
65.278
14100.133
4100.133
19
228
3.375
4.05
62.948
14352.199
4352.199
20
240
3.375
4.05
60.862
14606.838
4606.838
21
252
3.375
4.05
58.984
14864.034
4864.034
22
264
3.375
4.05
57.287
15123.771
5123.771
23
276
3.375
4.05
55.746
15386.031
5386.031
24
288
3.375
4.05
54.343
15650.795
5650.795
25
300
3.375
4.05
53.060
15918.046
5918.046
26
312
3.375
4.05
51.884
16187.763
6187.763
27
324
3.375
4.05
508.02
16459.926
6459.926
28
336
3.375
4.05
49.805
16734.515
6734.515
29
348
3.375
4.05
48.884
17011.508
7011.508
30
360
3.375
4.05
48.030
17290.885
7290.885